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Strategic rebalancing of your financial structure with the Smith maneuver

Convert your mortgage debt into tax-deductible investments. Import your broker transactions, track your portfolio and get your tax refund — RSSUS.com automates everything.

Start for free → I already have an account
⚡ Automatic CSV import 📈 Real-time price updates 🧾 Automated tax calculations 🔒 Data secured in Canada
~2 300 $
average tax refund per year
25 yrs
of projection in 30 seconds
7
Canadian brokers supported

Compatible with your Canadian brokers

Import your transaction statements in one click. RSSUS.com analyzes your CSV file and automatically updates your Smith Maneuver tracking.

+ more brokers coming soon

How does it work?

Three simple steps to turn your mortgage into a wealth engine.

1
📥

Connect your broker

Import your CSV file from Questrade, Wealthsimple, Disnat or any Canadian broker. Your transactions appear instantly.

2
⚙️

RSSUS calculates everything

Real-time prices, adjusted cost base (ACB), returns, dividends and interest deductions. No Excel spreadsheet to maintain.

3
💰

Reap the benefits

Visualize your annual tax refund, track your portfolio growth and make informed decisions.

✨ And much more — Pro calculator, advanced simulator, AI and tax assistant included depending on your plan.

RSSUS.com vs. the traditional way

Why hundreds of Canadians have ditched spreadsheets and middlemen.

RSSUS.com Recommended
  • Automatic alerts on every investment purchase
  • Tax documents generated automatically
  • Built-in Pro calculator — real-time simulation
  • Full ACB (adjusted cost base) accounting tracker
  • AI-assisted strategy optimization
  • Dashboard accessible 24/7 from anywhere
  • No middleman required — you stay in control
  • Zero risk of CRA deduction errors
📋 Traditional method Manual
  • Tracking purchases in a personal Excel spreadsheet
  • Manually calculating tax optimization
  • Researching which stocks or ETFs to buy yourself
  • Manually preparing documents in case of CRA audit
  • Total dependence on a Smith Maneuver broker
  • Hours wasted every month consolidating data
  • Frequent ACB errors = unexpected taxable gains
  • High consultation fees for every decision
Get started for free →
🔐 HTTPS encryption 🛡️ Encrypted passwords 🚫 No data selling 🍁 Canadian servers

What you get as a member

Powerful tools designed specifically to optimize the Smith Maneuver: a comprehensive, dynamic Excel workbook, an interactive ledger, advanced simulators, and soon, an AI assistant. Everything you need to maximize your tax savings, track your investments, and legally accelerate your wealth accumulation.

📊 Maneuver Optimizer

Dynamic Excel file that calculates your tax benefits in real time, projects your net worth, optimizes your interest deductions, tax credits, and RRSP/RRIF rules based on your personal situation.

Calcul Smith / Hypothèque · Actif / Impôt Année Paiement Intérêts Solde Actif Smith Valeur nette 2026 $23,300 $11,789 $340,479 $11,510 $52,000 2027 $23,300 $11,391 $328,571 $35,288 $98,200 2028 $23,300 $10,980 $315,418 $59,225 $142,500 2029 $23,300 $10,555 $303,507 $84,418 $187,300 2035 $23,300 $7,975 $212,247 $300,282 $640,725 2040 $23,300 $5,402 $149,163 $497,460 $948,684 Dette / Actif / Valeur nette Actif Smith vs Dette

📓 Complete Accounting

Record your stock and ETF purchases, track interest paid (deductible), dividends received, distributions, and automatically generate the tax reports required for the CRA or your accountant.

DateFNBQtéMontantCompteRendement
2025-04-2114.51$240+$80
2025-04-22168.92$2,062+$466
2025-04-28451.88$6,204+$1,328
2025-04-2992.08$2,490+$994
2025-05-1219.98$1,001+$417
2025-08-119.90$133-$2.57

🧮 Advanced Simulator

Adjust your parameters (payments, interest rates, expected returns, retirement horizon) and instantly visualize the impact on your debt, portfolio, and projected net worth.

Payment: $2,300 Rate: 4% 21 years
Projected net worth : $1,039,558

🤖 Smith AI Assistant

Receive smart alerts on ETF buying opportunities, tax optimization recommendations, and reminders to keep your strategy on track.

🤖
Smith

📈 VFV.TO in buy zone (-2.1% vs MA50)

💡
Smith

💰 Optimize your RRSP: $2,350 deductible available

Smith

🔁 Reminder: recycle $1,000 borrowing

🎬 Discover the method in video

A short, clear explanation of the Smith strategy and what RSSUS.com brings you.

Play video

Pricing

Choose the plan that matches your financial ambitions. Lock in the Early Bird price today — it will be maintained despite future increases.

Starter

Free

Access to the member area. Manually enter your purchases, sales, dividends and investments to keep a simple track of your portfolio.

Choose Starter

 

Essential

$129.94 / year

Access to the Excel calculator, accounting ledger, and basic tax reports.

Choose Essential

 

Contact us

A question? Send us a message and we'll get back to you quickly.